Please read these terms carefully before using naga95 services
Important Notice: By accessing and using naga95, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, you must not use our services.
In these Terms & Conditions, unless the context otherwise requires:
You must be at least 21 years of age to register an account and use naga95 services. By registering, you confirm that you are of legal age and that all information provided during registration is accurate and complete. We reserve the right to request proof of age at any time, and accounts found to belong to persons under 21 will be immediately suspended and any funds confiscated.
naga95 services are intended for users physically located in Indonesia. You must be a resident of Indonesia or lawfully present within Indonesian territory when accessing our platform. It is your responsibility to ensure that your use of naga95 complies with all applicable local laws and regulations.
To use naga95 services, you must create a personal account by providing accurate information including your full legal name, date of birth, residential address, valid email address, and mobile phone number. Each person may hold only one account. Multiple accounts belonging to the same individual will be closed, and any winnings may be forfeited. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
As part of our KYC compliance procedures, you may be required to submit identification documents including your Indonesian National ID card (KTP), proof of address, and a verification selfie. We reserve the right to request additional documentation at any time. Failure to provide requested documents within the specified timeframe may result in account suspension and withdrawal restrictions until verification is complete.
naga95 accepts deposits in Indonesian Rupiah (IDR) through various payment methods including bank transfers via BCA, BRI, BNI, and Mandiri, as well as e-wallet services including OVO, DANA, GoPay, ShopeePay, and LinkAja. Minimum deposit amounts and processing times vary by payment method and are displayed on the deposit page. Deposits are typically processed instantly during banking hours, though some methods may experience delays during off-peak hours or bank holidays. You are responsible for ensuring that all deposit information is accurate; naga95 is not liable for losses resulting from incorrect payment details provided by the User.
Withdrawal requests are processed subject to account verification and compliance with bonus wagering requirements. All withdrawals must be made to a bank account or e-wallet registered in the User's legal name. We reserve the right to decline withdrawals to third-party accounts for security and anti-money-laundering reasons. Standard withdrawal processing time is 1-24 hours for verified accounts, though larger amounts may require additional review. Minimum and maximum withdrawal limits apply and are displayed on the withdrawal page. naga95 does not charge withdrawal fees, though your bank or payment provider may impose their own charges.
naga95 operates strict anti-money-laundering policies. All deposits must be wagered at least once before withdrawal, and we reserve the right to require higher wagering thresholds if suspicious activity is detected. Deposits and withdrawals must be made using the same payment method whenever possible. We reserve the right to investigate any transaction we deem suspicious and to freeze accounts pending investigation. Any activity suspected of money laundering will be reported to relevant authorities.
naga95 offers various bonuses and promotions including welcome bonuses, deposit bonuses, cashback offers, and loyalty rewards. All bonuses are subject to specific terms and conditions including wagering requirements, minimum odds, game restrictions, maximum bet limits, and expiry periods. These terms are clearly stated in each promotion's description and must be read carefully before claiming any bonus. Bonus terms form part of these overall Terms & Conditions.
Unless otherwise stated, all bonuses carry wagering requirements that must be fulfilled before bonus funds convert to withdrawable cash. Wagering requirements are expressed as multiples of the bonus amount (e.g., 30x means you must wager 30 times the bonus amount). Different games contribute differently toward wagering requirements: slots typically contribute 100%, while table games and live casino may contribute 10% or be excluded entirely. Full contribution rates are published in each bonus's terms.
naga95 reserves the right to cancel bonuses, void winnings, and close accounts if we detect bonus abuse including but not limited to: creating multiple accounts to claim bonuses multiple times, coordinated betting with other users, using betting strategies designed to guarantee profit from bonus terms, or any other activity deemed to be undertaken in bad faith. Our decision on bonus abuse cases is final.
All sports bets are accepted subject to these Terms & Conditions and the specific rules of each sport or betting market. Odds are subject to change until the bet is confirmed. Once a bet is placed and confirmed, it cannot be cancelled or amended except in cases where naga95 accepts cash-out requests. Results are determined based on official sources, and naga95's interpretation of rules and results is final. In cases of obvious pricing errors, we reserve the right to void affected bets.
All casino games including slots, table games, and live dealer games operate according to their published rules and Return to Player (RTP) percentages. Game outcomes are determined by certified random number generators or, in the case of live games, by physical dealers and equipment. naga95 does not influence or alter game outcomes. Any technical malfunction voids all affected game rounds and payouts.
Traditional Indonesian games including togel (numbers lottery), sabung ayam (cockfighting), and other local favorites operate according to their specific rules published on each game page. Results are determined by authorized draw officials or live event outcomes. All bets are final once the draw or event has commenced.
naga95 is committed to promoting responsible gaming practices. We provide tools to help you control your gaming including deposit limits, loss limits, session time reminders, and self-exclusion options. You can access these tools in your account settings at any time. If you feel that gambling is becoming a problem, we encourage you to seek help through our Responsible Gaming resources or contact our support team for assistance. Remember, gambling should be entertainment, not a way to make money or solve financial problems.
The following activities are strictly prohibited and may result in account closure, forfeiture of funds, and potential legal action:
All content on the naga95 platform including text, graphics, logos, images, software, and game designs are the property of naga95 or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any content on our platform without express written permission. The naga95 name and logo are registered trademarks and may not be used without authorization.
naga95 provides services on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that our services will be uninterrupted, error-free, or completely secure. To the fullest extent permitted by law, naga95 shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services including but not limited to loss of profits, data, or business opportunities. Our total liability for any claim arising from these Terms or use of our services shall not exceed the amount you have deposited with naga95 in the six months preceding the claim.
naga95 reserves the right to suspend or terminate any account at any time for violation of these Terms & Conditions, suspected fraud, abuse, or for any other reason we deem necessary to protect the integrity of our platform. Upon termination for cause, any remaining balance may be forfeited. If your account is closed in good standing, you may request withdrawal of any remaining funds subject to verification and clearance of any bonus terms. You may close your account at any time by contacting customer support, subject to settlement of any outstanding obligations.
naga95 reserves the right to modify these Terms & Conditions at any time. Changes become effective immediately upon posting to the website. It is your responsibility to review these Terms regularly. Continued use of naga95 services after changes are posted constitutes acceptance of the modified Terms. If you do not agree with any changes, you must discontinue use of our services and close your account.
These Terms & Conditions are governed by and construed in accordance with international gaming regulations and the laws applicable to online gaming platforms operating in the Indonesian market. Any disputes arising from these Terms or use of naga95 services shall first be subject to our internal complaints procedure. If a resolution cannot be reached, disputes may be referred to an independent alternative dispute resolution service. Our customer support team can provide guidance on the dispute resolution process.
If you have any questions regarding these Terms & Conditions or any aspect of naga95 services, please contact our customer support team:
Last Updated: January 2026
These Terms & Conditions are effective as of the date stated above and supersede all previous versions.
You must be 21+ years old and a resident of Indonesia. Valid ID verification required.
One account per person. Keep credentials confidential and never share with others.
All bonuses carry wagering requirements. Read promotion terms before claiming.
Use only payment methods in your name. Same method for deposits and withdrawals.
Prohibited: multiple accounts, collusion, bots, or any form of cheating.
Use our tools to set limits. Seek help if gambling becomes a problem.
Our support team is available 24/7 to clarify any questions about these Terms & Conditions.
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